Do you have a long term or short term disability benefit claim? If you are negotiating on your own, you should be aware of the tax consequences. Depending upon the wording of your policy, some, none, or all of your benefits may be considered taxable income.
It is possible to structure a settlement to minimize the tax consequences, but this should be done before you settle. Let us know if you have any questions about your short-term or long-term disability plan.