“Note: Singer Kwinter will be contributing a few posts to BikingToronto in June in honour of Brain Injury Awareness Month. For the original article, please click here.
June is Brain Injury Awareness Month In Ontario. The overlap between Brain Injury Awareness Month and Toronto Bike Month presents a unique opportunity to share a few important facts and figures with the Biking Toronto community.
Statistics quoted by The Brain Injury Society of Toronto’s areyouaware.ca campaign offer a clear picture of brain injury occurrences among Canadians:
- The annual incidence of TBI is greater than that of Multiple Sclerosis, Spinal Cord Injury, HIV/AIDS and Breast Cancer combined
- 50,000 Canadians sustain brain injuries each year; more than 11,000 Canadians die each year as a result of brain injury
- Traumatic brain injury is the leading killer and disabler of Canadians under the age of 45
Being involved in an accident with a car while riding a bike is a traumatic event for everyone involved. The driver of the car has insurance, but what about the bike rider?
In Ontario, if a person suffers a catastrophic brain injury the benefits available are crucial to a beneficial recovery.
If the rider is injured in a motor vehicle accident, their own insurance policy can provide benefits. These benefits are called Statutory Accident Benefits. They are no-fault benefits. This means that it doesn’t matter how the accident with the car occurred. They may even cover you if you don’t collide with the car – for example, you had to swerve quickly (which causes you to crash) to avoid being hit by a car.
These benefits are available to anyone involved in a motor vehicle accident, whether a passenger in the car, a pedestrian, or a cyclist. Even if you don’t have your own insurance, these benefits will be available through different insurance companies that depend on the type of accident and the details of the parties involved.
Injuries can have a devastating impact on a person’s life. Although the accident benefits are not perfect, they provide a significant source for income and rehabilitation services that might not otherwise be available.
For more information on Statutory Accident Benefits and your rights as a Toronto cyclist, please visit our website or contact Singer Kwinter at 1-866-285-6927