Insurance Claims

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5 Things You Must Do After Being Injured in a Fall

5 Things You Must Do After Being Injured in a Fall Written by Shane Katz / Personal Injury / March 10, 2017 Large temperature fluctuations this winter have made conditions ripe for the formation of ice; with ice come slip & fall injuries. The laws of Ontario allow people who have suffered falls to pursue claims for damages when the slip was caused by negligence. To preserve your legal rights and collect the right evidence after suffering a fall on ice, there are a number of things that you should do. 1. Determine the Location [...]

1588444 Ontario Ltd. v. State Farm Fire and Casualty Company

In 1588444 Ontario Ltd. v. State Farm Fire and Casualty Company, 2017 ONCA 42, the Ontario Court of Appeal, specifically Justices Laskin, Feldman and Hourigan, were asked to overturn the Order of Justice H.K. O’Connell, dated October 16, 2015, dismissing State Farm’s motion for leave to amend its Statement of Defence. The claim arose out of a fire that destroyed a restaurant and banquet facility operated by the numbered company on June 4, 2006.  The investigation of the fire confirmed the cause to be arson.  The property was insured under a policy [...]

By | 2017-03-10T15:38:34+00:00 March 10th, 2017|Blog, General, Insurance Claims|0 Comments

Ontario Trial Lawyers Association Case Summaries – December 16, 2016

Fontanilla v. Thermo Cool Mechanical, 2016 ONSC 7023 (CanLII) An unsuccessful motion to add defendants more than 4 years after the incident with helpful comments about reasonable due diligence. Released December 8, 2016 | Full Decision [CanLII] This action arose from injuries suffered by the late Felisa Fontanilla. On January 31, 2011, Mrs. Fontanilla was preparing to take a bath in her apartment. While in the bathtub, she turned on the hot and cold water taps when suddenly the chrome diverter spout of the faucet burst, spraying scalding water all [...]

By | 2016-12-20T15:01:24+00:00 December 20th, 2016|Blog, Groundbreaking Law, Insurance Claims, Personal Injury|0 Comments

How self-driving cars will drastically change the insurance industry and our laws

With the pending arrival of autonomous vehicles, are the insurance industry’s days numbered? It would seem that way. Self-driving cars have the potential to save lives and save consumers money in premiums – and experts say the industry must change drastically and be creative with its products to survive. “Anything that makes cars safer is very pro-social and bad for the auto insurance industry,” Warren Buffett told CNBC in May. His company, Berkshire Hathaway, owns insurance giant Geico. “If there are no accidents, there is no need for insurance.” Read [...]

By | 2016-11-03T16:44:06+00:00 November 3rd, 2016|Blog, Groundbreaking Law, Insurance Claims, Personal Injury|0 Comments

5 Ways to Protect Your Belongings In Case of an Insurance Claim

Singer Kwinter’s Jason Singer shares insightful information on protecting your belongings in case of an insurance claim. This posting was originally distributed in the Ontario Trial Lawyers Association Newsletter on August 30, 2016. Please click here to read the original posting. The most valuable and important tangible asset for most people is their home. It provides protection, comfort, and equity. It can also be our largest investment and expense. It is therefore critically important to make sure it is properly protected in the rare case of a loss. Here are 5 ways to [...]

Getting Legal: A Breakdown of the 2012 Chief Coroner’s Cycling Death Review

In June 2012 the Office of the Chief Coroner released a report having reviewed some 129 deaths of Ontarians from cycling related accidents from 2006 to 2010.  The report put out 14 recommendations which included the following: Adoption of a “complete streets” approach – focused on the safety of all road users – to guide the redevelopment of existing communities and the design of new communities throughout Ontario. Development of an Ontario Cycling Plan to guide the development of policy, legislation and regulations and the commitment of infrastructure funding to [...]

GETTING LEGAL: Tenants Insurance: How does this relate to biking?

One major difference between homeowners and renters is having insurance. If you have a mortgage, having home insurance is mandatory. There is no choice. If you rent, there is a choice. As a renter, you have a choice to buy what is called “Tenants Insurance”. You should strongly consider buying it for a couple reasons. Your landlord’s insurance policy doesn’t cover your possessions. If there is a fire or a water leak or a theft, your landlord will get insurance funds to pay for the losses to their building. All [...]

By | 2016-06-23T11:28:07+00:00 June 23rd, 2016|Blog, Community Involvement, General, Insurance Claims|0 Comments

GETTING LEGAL: Sharing the Road with E-bikes: What You Need to Know

Sharing the Road with E-bikes:  What You Need to Know Is an e-bike considered a motor vehicle? How does the law define an e-bike? Do I need to carry insurance or other documentation when I drive one? When riding along College Street in Toronto, you may have pondered one of these questions. Whether you own an e-bike or share the road with one, it is important to understand the rules for operating e-bikes and how they are classified under various laws in Ontario. Who is eligible to drive e-bikes and [...]

Cycling Safety for Kids

As summer vacation approaches, it is important to ensure your kids are safe while riding their bikes in the city. Children who are learning to ride their bikes are not always aware of and able to respond to dangers on the road. Ontario’s Ministry of Transportation has published a number of tips to help your kids bike safely this summer. These include to: Always have your child wear a helmet. A properly fitted helmet can reduce the risk of sustaining a head injury while riding. Helmets are also mandatory for [...]

Changes to Accident Benefits DO Impact Cyclists!

When someone is injured by a motor vehicle, statutory accident benefits provide funding for treatment, attendant care and various other needs. On June 1, 2016, significant changes to the Statutory Accident Benefits Schedule will come into effect. To obtain further details of the changes, please click on the following link: claims/ These changes will drastically decrease the amount of accident benefits available to an accident victim. The total accident benefits for treatment and attendant care available for victims who are moderately injured are reduced by 25%, and for victims who are catastrophically injured by [...]