If you or a family member has been involved in a motor vehicle accident, it is important that you obtain proper legal advice to ensure your rights are protected. If you have been hurt in a motor vehicle accident, you can make a claim to your insurance company for accident benefits. Any claim that you make is dependent on the situation surrounding your individual accident. In Ontario, there are two types of claims that injured car accident victims can make: – Accident Benefits Claims, also called NO FAULT CLAIMS – Tort Claims, also called third party or AT FAULT CLAIMS Automotive Accident Benefits In Ontario, drivers receive accident benefits from their own insurance companies. All drivers, passengers and pedestrians are entitled to make a claim for accident benefits if they are injured in a motor vehicle accident, regardless of who was at fault. The team of vehicle accident lawyers at Singer Kwinter have over 40 years of experience dealing with all types of motor vehicle accidents. The following is a list of certain benefits that you may be eligible to receive:
- Income Replacement Benefit (First 2 years): Up to a maximum of $400.00 a week. Eligible if you were earning income before the accident and are unable to return to work. Calculated by taking 70% of your gross income, commencing one week following the loss, for the first two years if you are unable to do your own job; thereafter if you are unable to do any job, until age 65 which decreases until death. Optional benefits may also increase the amount.
- Benefit for Non-Earners: If you were unemployed at the time of the accident and suffered a complete inability to carry on a normal, active life, you may be eligible to receive a non-earner benefit.
- Student Benefit: If you are a student who is unable to continue your education as a result of an accident, you may be reimbursed for expenses—such as lost tuition, books, room and board, etc.— acquired before the accident occurred.
- Medical and Rehabilitation Expenses: This benefit pays for medical expenses that may be required as a result of an accident. This benefit includes expenses that are not covered by any other medical plan.
- Tort Claims (At Fault Claim): After an auto accident, one party is always held “at fault” by the insurance company. In Ontario, insurance companies use Fault Determination Rules, which can vary depending on the individual circumstances surrounding your accident. Tort claims cover monetary compensation for things like pain and suffering, travel, etc.
The law relating to automobile accidents in Ontario has changed four times within the last ten years. Our team of personal injury lawyers in Toronto have over 40 years of experience in dealing with the complexities of auto accident insurance. This solid reputation makes us one of the most highly regarded auto accident law firms in Ontario. Download the Singer Kwinter Guide to accident benefits: A Guide to Ontario’s Statutory Accident Benefits Schedule (SABS) for Motor Vehicle Accidents (Occuring on or after June 1, 2016). If you or someone you know has been injured in an accident or has been faced with an insurance claim denial, contact Singer Kwinter and schedule your FREE INITIAL PHONE CONSULTATION. You will pay no fees until your case is won or settled. Call Toll Free 1.866.285.6927 Disclaimer: Content on this page is strictly for information purposes only and should not be construed as legal advice.